How to Start a Nail Salon in Vermont
A nail salon depends on skilled technicians, steady repeat clients and a clean, well-ventilated space. Most states license nail technicians and many also license or inspect the salon itself. Chemical safety and sanitation are central to protecting both workers and clients.
Reviewed November 5, 2026 · Sources linked inline
Vermont requirements for this business
- Vermont prohibits practicing manicuring (nail technician practice) without a license; licensing is administered by the Director of the Office of Professional Regulation. [source]
- Formal training mandated for a nail technician license is 200 hours; the Director must also set apprenticeship criteria as an alternative route. [source]
- Otherwise eligible applicants who have paid the required fees must pass an examination approved by the Director. [source]
- Nail services may be performed only in shops licensed by the Director, and a shop owner may not allow practice unless the shop is registered. [source]
Statewide steps for every Vermont business — forming an LLC or registering a business name with the Vermont Secretary of State — are on our state licensing directory.
Startup costs
We haven't found a reliable published cost range for this business, so we don't show one. Costs vary widely by market, equipment and whether you buy new or used. Plug your own quotes into the worksheet:
Open the nail salon cost worksheet →
SBA 7(a) loans in this industry
Nail Salons (NAICS 812113): 931 loans approved in FY2024–FY2026. Median loan $146,800; middle half $50,000–$300,000.
Loan size is not startup cost — these loans also fund acquisitions, real estate and working capital. Full breakdown and caveats →
How much competition is there?
Census industry: Nail Salons (NAICS 812113)
In Vermont: 39 employer establishments (2023) and 93 businesses without employees (2024). Nationwide: 34,417 employer establishments (2023) and 318,382 businesses without employees (2024).
See counts for your county → Counts aren't a measure of saturation — see the caveats on the tool page.
Equipment and supplies
- Manicure tables with local exhaust or source-capture ventilation
- Pedicure chairs or basins that are easy to disinfect
- EPA-registered disinfectant and closed storage for clean tools
- UV/LED lamps for gel services
- Nitrile gloves and other protective equipment
- Reception area and point-of-sale system
Licenses and registration
- Many states require nail technicians to hold a state license from the cosmetology board; training hours and exams vary by state.
- Many states also require a separate salon or establishment license and inspection — check with your state board of cosmetology.
- Nail polishes, glues and other salon products may contain chemicals such as toluene, formaldehyde, dibutyl phthalate and methacrylate compounds, which can cause breathing problems, irritated eyes and dry, cracked skin. [source]
- OSHA says employers must provide protection against workplace hazards for their employees, while independent contractors are responsible for their own protection; it notes some salons misclassify workers to avoid providing safety measures. [source]
- Check whether your city requires a business license, and confirm zoning and ventilation requirements for the space.
- Booth renters usually need their own license and sometimes a booth rental permit.
- Get a free Employer Identification Number (EIN) from the IRS if you will hire employees or form an LLC or corporation. Beware of sites that charge for this. [source]
- To find your state's business registration office, use the SBA's state-by-state registration lookup. [source]
Insurance to consider
- General liability
- Professional liability for services
- Business property coverage
- Workers' compensation for employees
- Require booth renters to carry their own coverage
Get quotes from several carriers or an independent agent; coverage needs depend on your contracts, state and staff.
Financing options
- SBA 7(a) loans — the SBA's main guaranteed loan program, made through participating lenders. [source]
- SBA Microloans — smaller loans delivered through nonprofit intermediary lenders. [source]
- SBA Lender Match — a free tool that connects you with interested SBA lenders. [source]
- Free counseling from your local SBDC or SCORE chapter can help you build the business plan lenders ask for. [source]
Estimate payments with the loan calculator, then check runway with the cash flow projection.
Ongoing operating expenses
- Rent
- Products and supplies
- Technician pay or commission
- Utilities and laundry
- Insurance
- Booking software and card fees
- Marketing
Use the break-even calculator to see how many jobs or sales cover them, and the employee cost calculator for staffing.
Common mistakes
- Choosing a space without room for proper ventilation
- Treating employees as independent contractors (or the reverse)
- Weak disinfection routines and records
- No written booth rental or commission agreement
- Competing only on price
Finding customers
- Google Business Profile with photos and online booking
- Instagram nail art portfolio
- Rebooking and memberships at checkout
- Bridal and event group packages
Startup checklist
Ticks are saved on this device and appear on My plan.
Sources
- OSHA — Health Hazards in Nail Salons — Occupational Safety and Health Administration, verified 2026-11-06
- 26 V.S.A. Chapter 6: Barbers and Cosmetologists — Vermont General Assembly, verified 2026-11-06
- IRS — Get an employer identification number — Internal Revenue Service, verified 2026-11-03
- SBA — State registration lookup — U.S. Small Business Administration, verified 2026-11-03
- SBA 7(a) loans — U.S. Small Business Administration, verified 2026-11-03
- SBA Microloans — U.S. Small Business Administration, official link
- SBA Lender Match — U.S. Small Business Administration, official link
- SBA local assistance (SBDCs, SCORE, WBCs) — U.S. Small Business Administration, official link