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Business Loan Payment Calculator

Estimate payments, total interest and a year-by-year amortization schedule for a business or SBA loan.

Use the rate your lender quotes you.
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How it's calculated

  • Standard fixed-rate amortizing loan: equal payments, interest charged on the remaining balance.
  • Excludes fees (e.g. SBA guarantee fees, origination) and variable-rate changes — many SBA 7(a) loans are variable.
  • The default rate is a placeholder; enter your actual quote. See typical SBA loan sizes in our SBA loan data.
Estimates only. Results depend on the numbers you enter and are not financial, tax or legal advice.