My plan

Cash Flow Projection Calculator

Project month-by-month cash for up to 5 years and see the lowest balance — the number that tells you whether you have enough money to open.

Cash in the bank after startup costs are paid.
Materials, card fees, commissions.
Rent, payroll, insurance, software.
See all my numbers

How it's calculated

  • Revenue grows by a constant % each month from the first month.
  • Variable costs are a fixed % of revenue; fixed costs, loan payment and owner draw are flat.
  • Taxes, equipment purchases, seasonality and late customer payments are not modeled — add a cushion.
Estimates only. Results depend on the numbers you enter and are not financial, tax or legal advice.