How to Start a Landscaping Business in New York
Lawn care can start small — one truck, one mower, a few neighborhood clients — and grow into design-build landscaping. The key legal question is where maintenance ends and construction begins, because many states license installation work as contracting.
Reviewed November 5, 2026 · Sources linked inline
New York requirements for this business
- Mowing lawns, trimming trees and hedges, snow removal, and opening or closing sprinkler systems are taxable maintenance services in New York. [source]
- Planting shrubs and trees, installing a new lawn, and installing retaining walls are capital improvements, which are not subject to sales tax. [source]
- Landscapers must be registered for New York State sales tax and have a valid Certificate of Authority to perform repair, maintenance, or installation services. [source]
- State home improvement contract law names landscaping as home improvement, so residential contracts over five hundred dollars must meet General Business Law contract requirements. [source]
- In New York City, the Department of Consumer and Worker Protection requires a Home Improvement Contractor license for residential home improvement work, with landscaping listed as an example. [source]
Statewide steps for every New York business — forming an LLC or registering a business name with the New York Department of State — are on our state licensing directory.
Startup costs
We haven't found a reliable published cost range for this business, so we don't show one. Costs vary widely by market, equipment and whether you buy new or used. Plug your own quotes into the worksheet:
Open a landscaping & lawn care cost worksheet →
SBA 7(a) loans in this industry
Landscaping Services (NAICS 561730): 2,941 loans approved in FY2024–FY2026. Median loan $107,900; middle half $45,000–$300,000.
Loan size is not startup cost — these loans also fund acquisitions, real estate and working capital. Full breakdown and caveats →
How much competition is there?
Census industry: Landscaping Services (NAICS 561730)
In New York: 7,725 employer establishments (2023) and 15,009 businesses without employees (2024). Nationwide: 117,969 employer establishments (2023) and 537,970 businesses without employees (2024).
See counts for your county → Counts aren't a measure of saturation — see the caveats on the tool page.
Equipment and supplies
- Commercial or prosumer mower sized to your typical lot
- String trimmer, edger and backpack blower
- Trailer with secure tool storage
- Hand tools: rakes, shovels, pruners, loppers
- Safety gear: eye and ear protection, gloves, boots
- Scheduling and invoicing software
Licenses and registration
- Register your business entity or DBA with the state.
- Check whether planting, irrigation, hardscape or grading work requires a contractor license in your state.
- Pesticide or herbicide application commonly requires a separate state applicator license.
- Most cities require a local business license; home-based operators should check zoning rules for parking trailers and equipment at home.
- Get a free Employer Identification Number (EIN) from the IRS if you will hire employees or form an LLC or corporation. Beware of sites that charge for this. [source]
- Register an LLC or corporation with your state's business registration office (sole proprietors usually register a trade name/DBA instead). [source]
Insurance to consider
- General liability (property damage from flying debris is a common claim)
- Commercial auto for work vehicles — personal policies often exclude business use
- Inland marine / equipment coverage for mowers and trailers
- Workers' compensation once you hire (rules vary by state)
Get quotes from several carriers or an independent agent; coverage needs depend on your contracts, state and staff.
Financing options
- SBA 7(a) loans — the SBA's main guaranteed loan program, made through participating lenders. [source]
- SBA Microloans — smaller loans delivered through nonprofit intermediary lenders. [source]
- SBA Lender Match — a free tool that connects you with interested SBA lenders. [source]
- Free counseling from your local SBDC or SCORE chapter can help you build the business plan lenders ask for. [source]
Estimate payments with the loan calculator, then check runway with the cash flow projection.
Ongoing operating expenses
- Fuel
- Equipment maintenance and replacement
- Insurance premiums
- Dump and green-waste fees
- Labor and payroll taxes
- Marketing
- Software subscriptions
Use the break-even calculator to see how many jobs or sales cover them.
Common mistakes
- Pricing by the hour without tracking drive time between jobs
- Doing installation work that requires a contractor license
- Skipping commercial auto coverage
- Taking every job instead of building dense routes in a few neighborhoods
Finding customers
- Route density: market door-to-door around existing clients
- Google Business Profile with before/after photos
- Neighborhood apps and HOA newsletters
- Recurring maintenance contracts priced monthly
- Referral discounts
Startup checklist
Ticks are saved on this device and appear on My plan.
Sources
- Landscapers (TB-ST-505) — New York State Department of Taxation and Finance, verified 2026-11-05
- New York General Business Law Section 770 - Definitions (Home Improvement Contracts) — New York State Senate, verified 2026-11-05
- Home Improvement Contractor License — NYC Business (City of New York), verified 2026-11-05
- IRS — Get an employer identification number — Internal Revenue Service, verified 2026-11-03
- SBA — State registration lookup — U.S. Small Business Administration, verified 2026-11-03
- SBA 7(a) loans — U.S. Small Business Administration, verified 2026-11-03
- SBA Microloans — U.S. Small Business Administration, official link
- SBA Lender Match — U.S. Small Business Administration, official link
- SBA local assistance (SBDCs, SCORE, WBCs) — U.S. Small Business Administration, official link