How to Start a House Cleaning Business in Washington
Residential cleaning is one of the lowest-barrier service businesses: supplies and a reliable vehicle are the main costs. Trust is the product, so insurance, bonding and consistent quality matter more than equipment.
Reviewed November 5, 2026 · Sources linked inline
Washington requirements for this business
- You need a Washington business license if, among other triggers, your gross income is $12,000 per year or more, you use a name other than your legal name, or you plan to hire employees within 90 days. [source]
- Janitorial services regularly performed by commercial janitorial businesses are taxed under service and other activities B&O tax and are not subject to retail sales tax. [source]
- Specialized or non-repetitive cleaning, such as mold abatement, duct cleaning, fire damage cleanup, hoarder cleanup, and exterior building cleaning, is a retail sale subject to sales tax. [source]
- DOR's janitorial rule is framed around commercial janitor service businesses and does not specifically address residential cleaning, so home cleaners may want to confirm their classification with DOR. [source]
Statewide steps for every Washington business — forming an LLC or registering a business name with the Washington Secretary of State — are on our state licensing directory.
Startup costs
We haven't found a reliable published cost range for this business, so we don't show one. Costs vary widely by market, equipment and whether you buy new or used. Plug your own quotes into the worksheet:
Open a house cleaning cost worksheet →
SBA 7(a) loans in this industry
Janitorial Services (NAICS 561720): 1,677 loans approved in FY2024–FY2026. Median loan $139,000; middle half $50,000–$250,000.
Loan size is not startup cost — these loans also fund acquisitions, real estate and working capital. Full breakdown and caveats →
How much competition is there?
Census industry: Janitorial Services (NAICS 561720)
In Washington: 2,166 employer establishments (2023) and 15,352 businesses without employees (2024). Nationwide: 67,799 employer establishments (2023) and 1,173,265 businesses without employees (2024).
See counts for your county → Counts aren't a measure of saturation — see the caveats on the tool page.
Equipment and supplies
- Commercial-grade vacuum with HEPA filter
- Microfiber cloths, mops and color-coded system
- Supply caddies
- Eco-friendly and specialty cleaners
- Booking, scheduling and payment software
Licenses and registration
- Register your business or DBA with the state.
- Most cities and counties require a general business license.
- Some states or cities tax cleaning services — check whether you must collect sales tax.
- Hiring employees triggers payroll registration, unemployment insurance and workers' comp rules.
- Get a free Employer Identification Number (EIN) from the IRS if you will hire employees or form an LLC or corporation. Beware of sites that charge for this. [source]
- Register an LLC or corporation with your state's business registration office (sole proprietors usually register a trade name/DBA instead). [source]
Insurance to consider
- General liability (accidental damage in client homes)
- Janitorial bond (theft protection clients often ask about)
- Workers' compensation once you hire
- Commercial auto if you transport staff or equipment
Get quotes from several carriers or an independent agent; coverage needs depend on your contracts, state and staff.
Financing options
- SBA 7(a) loans — the SBA's main guaranteed loan program, made through participating lenders. [source]
- SBA Microloans — smaller loans delivered through nonprofit intermediary lenders. [source]
- SBA Lender Match — a free tool that connects you with interested SBA lenders. [source]
- Free counseling from your local SBDC or SCORE chapter can help you build the business plan lenders ask for. [source]
Estimate payments with the loan calculator, then check runway with the cash flow projection.
Ongoing operating expenses
- Supplies replenishment
- Labor
- Fuel
- Insurance and bond
- Software
- Marketing
Use the break-even calculator to see how many jobs or sales cover them.
Common mistakes
- Underpricing first cleans (deep cleans take far longer)
- Misclassifying cleaners as contractors
- No written policy for cancellations and lockouts
- Not tracking time per home to refine quotes
Finding customers
- Google Business Profile and reviews
- Recurring weekly/biweekly plans
- Move-in/move-out partnerships with realtors and property managers
- Referral credits
Startup checklist
Ticks are saved on this device and appear on My plan.
Sources
- Apply for a business license — Washington State Department of Revenue, verified 2026-11-05
- Janitorial and other cleaning services — Washington State Department of Revenue, verified 2026-11-05
- WAC 458-20-172 Janitorial services — Washington State Legislature, verified 2026-11-05
- IRS — Get an employer identification number — Internal Revenue Service, verified 2026-11-03
- SBA — State registration lookup — U.S. Small Business Administration, verified 2026-11-03
- SBA 7(a) loans — U.S. Small Business Administration, verified 2026-11-03
- SBA Microloans — U.S. Small Business Administration, official link
- SBA Lender Match — U.S. Small Business Administration, official link
- SBA local assistance (SBDCs, SCORE, WBCs) — U.S. Small Business Administration, official link