SBA loans for pressure washing businesses
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data [source] · File as of September 30, 2026 · Loans approved in federal fiscal years 2024–2026 (Oct 2023 – Sept 2026) · Imported November 4, 2026
Other Services to Buildings and Dwellings (NAICS 561790)
861loans approved
$150,000median loan
$50K–$350Kmiddle half of loans
$281.5Mtotal approved
10%median initial rate
10 yrsmedian term
Borrowers reported 6,132 jobs created or retained.
21.5% of these loans went to franchise locations.
Loan sizes
States with the most loans
| State | Loans | Median |
|---|---|---|
| Florida | 125 | $180,000 |
| Texas | 102 | $217,500 |
| California | 72 | $150,000 |
| Ohio | 37 | $85,500 |
| New York | 34 | $85,000 |
| Georgia | 30 | $150,000 |
| Arizona | 27 | $254,000 |
| New Jersey | 27 | $100,000 |
| Michigan | 25 | $50,000 |
| Minnesota | 23 | $100,000 |
Most active lenders
| Lender | Loans | Median | Total |
|---|---|---|---|
| The Huntington National Bank | 118 | $64,500 | $27.3M |
| TD Bank, National Association | 60 | $39,000 | $7.4M |
| Newtek Bank, National Association | 51 | $100,000 | $13.4M |
| United Midwest Savings Bank National Association | 44 | $150,000 | $11.3M |
| U.S. Bank, National Association | 29 | $40,000 | $6.1M |
| Live Oak Banking Company | 27 | $350,000 | $15.9M |
| Readycap Lending, LLC | 25 | $50,000 | $7.3M |
| Manufacturers and Traders Trust Company | 23 | $29,000 | $2.5M |
| First Bank of The Lake | 22 | $302,400 | $7.3M |
| Bayfirst National Bank | 20 | $150,000 | $3.0M |
Planning one? Read how to start a pressure washing business and model payments with the loan calculator.
What this data does — and doesn't — tell you
- Approvals, not applications. These are loans SBA approved. The data has no denials, so it cannot tell you your odds of approval.
- Loan size is not startup cost. 7(a) loans also pay for buying existing businesses, real estate, equipment, refinancing and working capital.
- Gross approval amount. Figures are the full approved loan, including the part SBA does not guarantee. Some approved loans are later reduced or never fully disbursed.
- Industry codes are assigned at approval (NAICS) and can be imprecise — a mobile detailer may be coded as a car wash, for example.
- Medians beat averages here: a few very large loans pull averages up. We show the median and the middle half (25th–75th percentile).
- No default rates. Most recent loans are still being repaid, so charge-off rates for these years would be misleading. We don't show them.
- Cancelled loans are excluded, and any group with fewer than 10 loans is hidden. We never publish borrower names.
- Lender counts aren't a quality rating. Big national lenders make many small loans; local lenders may know your market better. Talk to several, or use SBA Lender Match.