SBA loans for pest control businesses
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data [source] · File as of September 30, 2026 · Loans approved in federal fiscal years 2024–2026 (Oct 2023 – Sept 2026) · Imported November 4, 2026
Exterminating and Pest Control Services (NAICS 561710)
384loans approved
$150,000median loan
$55K–$350Kmiddle half of loans
$133.4Mtotal approved
10%median initial rate
10 yrsmedian term
Borrowers reported 2,729 jobs created or retained.
20.1% of these loans went to franchise locations.
Loan sizes
States with the most loans
| State | Loans | Median |
|---|---|---|
| California | 49 | $195,000 |
| Florida | 41 | $230,000 |
| Texas | 33 | $222,300 |
| New York | 21 | $128,000 |
| Ohio | 16 | $50,000 |
| Virginia | 16 | $206,250 |
| Utah | 14 | $145,200 |
| New Jersey | 14 | $140,000 |
| Arizona | 12 | $258,000 |
| Wisconsin | 10 | $172,000 |
Most active lenders
| Lender | Loans | Median | Total |
|---|---|---|---|
| The Huntington National Bank | 41 | $50,000 | $7.8M |
| Newtek Bank, National Association | 27 | $125,000 | $5.3M |
| United Midwest Savings Bank National Association | 21 | $150,000 | $3.9M |
| Live Oak Banking Company | 21 | $280,000 | $14.3M |
| Northeast Bank | 20 | $150,000 | $3.7M |
| U.S. Bank, National Association | 20 | $87,500 | $5.4M |
| Readycap Lending, LLC | 17 | $112,500 | $3.8M |
| Bayfirst National Bank | 12 | $150,000 | $1.7M |
| Manufacturers and Traders Trust Company | 12 | $55,000 | $959K |
| Celtic Bank Corporation | 12 | $150,000 | $2.3M |
Planning one? Read how to start a pest control business and model payments with the loan calculator.
What this data does — and doesn't — tell you
- Approvals, not applications. These are loans SBA approved. The data has no denials, so it cannot tell you your odds of approval.
- Loan size is not startup cost. 7(a) loans also pay for buying existing businesses, real estate, equipment, refinancing and working capital.
- Gross approval amount. Figures are the full approved loan, including the part SBA does not guarantee. Some approved loans are later reduced or never fully disbursed.
- Industry codes are assigned at approval (NAICS) and can be imprecise — a mobile detailer may be coded as a car wash, for example.
- Medians beat averages here: a few very large loans pull averages up. We show the median and the middle half (25th–75th percentile).
- No default rates. Most recent loans are still being repaid, so charge-off rates for these years would be misleading. We don't show them.
- Cancelled loans are excluded, and any group with fewer than 10 loans is hidden. We never publish borrower names.
- Lender counts aren't a quality rating. Big national lenders make many small loans; local lenders may know your market better. Talk to several, or use SBA Lender Match.