SBA loans for non-medical home care businesses
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data [source] · File as of September 30, 2026 · Loans approved in federal fiscal years 2024–2026 (Oct 2023 – Sept 2026) · Imported November 4, 2026
Services for the Elderly and Persons with Disabilities (NAICS 624120)
566loans approved
$151,450median loan
$100K–$500Kmiddle half of loans
$296.5Mtotal approved
10%median initial rate
10 yrsmedian term
Borrowers reported 14,127 jobs created or retained.
34.8% of these loans went to franchise locations.
Loan sizes
States with the most loans
| State | Loans | Median |
|---|---|---|
| California | 84 | $237,000 |
| Texas | 53 | $150,000 |
| Florida | 51 | $180,000 |
| Ohio | 41 | $150,000 |
| North Carolina | 24 | $187,500 |
| Georgia | 20 | $150,000 |
| New Jersey | 20 | $248,950 |
| Colorado | 18 | $200,000 |
| New York | 18 | $155,000 |
| Massachusetts | 17 | $150,000 |
Most active lenders
| Lender | Loans | Median | Total |
|---|---|---|---|
| Live Oak Banking Company | 116 | $350,000 | $98.3M |
| United Midwest Savings Bank National Association | 72 | $150,000 | $10.6M |
| The Huntington National Bank | 53 | $100,000 | $13.0M |
| U.S. Bank, National Association | 25 | $50,000 | $5.8M |
| Newtek Bank, National Association | 16 | $150,000 | $2.6M |
| TD Bank, National Association | 14 | $50,000 | $935K |
| CDC Small Business Finance Corp. | 11 | $130,000 | $1.7M |
| Wells Fargo Bank National Association | 11 | $266,100 | $2.8M |
| JPMorgan Chase Bank, National Association | 10 | $190,000 | $1.9M |
Planning one? Read how to start a non-medical home care business and model payments with the loan calculator.
What this data does — and doesn't — tell you
- Approvals, not applications. These are loans SBA approved. The data has no denials, so it cannot tell you your odds of approval.
- Loan size is not startup cost. 7(a) loans also pay for buying existing businesses, real estate, equipment, refinancing and working capital.
- Gross approval amount. Figures are the full approved loan, including the part SBA does not guarantee. Some approved loans are later reduced or never fully disbursed.
- Industry codes are assigned at approval (NAICS) and can be imprecise — a mobile detailer may be coded as a car wash, for example.
- Medians beat averages here: a few very large loans pull averages up. We show the median and the middle half (25th–75th percentile).
- No default rates. Most recent loans are still being repaid, so charge-off rates for these years would be misleading. We don't show them.
- Cancelled loans are excluded, and any group with fewer than 10 loans is hidden. We never publish borrower names.
- Lender counts aren't a quality rating. Big national lenders make many small loans; local lenders may know your market better. Talk to several, or use SBA Lender Match.