SBA 7(a) loans in Oregon
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data [source] · File as of September 30, 2026 · Loans approved in federal fiscal years 2024–2026 (Oct 2023 – Sept 2026) · Imported November 4, 2026
2,892loans approved
$100,000median loan
$50K–$395Kmiddle half of loans
$1.2Btotal approved
11%median initial rate
10 yrsmedian term
The median Oregon loan is 43% smaller than the national median of $175,000.
Loan sizes
Top industries
| Industry (NAICS) | Loans | Median |
|---|---|---|
| Full-Service Restaurants (722511) | 128 | $112,500 |
| Residential Remodelers (236118) | 110 | $50,000 |
| Limited-Service Restaurants (722513) | 76 | $200,650 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 54 | $75,000 |
| Fitness and Recreational Sports Centers (713940) | 50 | $241,000 |
| General Automotive Repair (811111) | 44 | $50,000 |
| New Single-Family Housing Construction (except For-Sale Builders) (236115) | 43 | $50,000 |
| Site Preparation Contractors (238910) | 43 | $50,000 |
| Other Personal Care Services (812199) | 43 | $50,000 |
| Landscaping Services (561730) | 42 | $50,000 |
Most active lenders in Oregon
| Lender | Loans | Median | Total |
|---|---|---|---|
| Columbia Bank | 642 | $50,000 | $37.4M |
| U.S. Bank, National Association | 462 | $49,850 | $96.9M |
| Banner Bank | 144 | $80,000 | $30.8M |
| Keybank National Association | 112 | $56,200 | $41.3M |
| Readycap Lending, LLC | 109 | $86,000 | $65.9M |
| Newtek Bank, National Association | 100 | $200,000 | $35.5M |
| Northeast Bank | 99 | $103,300 | $15.2M |
| The Huntington National Bank | 93 | $250,000 | $31.0M |
| Wells Fargo Bank National Association | 92 | $222,100 | $52.9M |
| Live Oak Banking Company | 76 | $545,000 | $79.9M |
SBA 504 loans in Oregon
504 loans finance real estate and major equipment through a Certified Development Company (CDC). Approved FY2024–FY2026, file as of September 30, 2026 [source].
180504 loans approved
$869,500median CDC portion
$215.0Mtotal CDC portion
What these 504 amounts cover: only the SBA-backed CDC portion of each project (typically up to 40%). A bank first loan and the borrower's down payment make up the rest, so total project costs are larger.
Most active CDCs in Oregon
| Lender | Loans | Median | Total |
|---|---|---|---|
| The Mortgage Capital Development Corporation | 64 | $1,310,000 | $103.9M |
| Evergreen Business Capital | 48 | $842,500 | $56.5M |
| Cascade Capital Funding | 37 | $650,000 | $28.0M |
| Northwest Business Development Association | 20 | $764,000 | $15.6M |
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What this data does — and doesn't — tell you
- Approvals, not applications. These are loans SBA approved. The data has no denials, so it cannot tell you your odds of approval.
- Loan size is not startup cost. 7(a) loans also pay for buying existing businesses, real estate, equipment, refinancing and working capital.
- Gross approval amount. Figures are the full approved loan, including the part SBA does not guarantee. Some approved loans are later reduced or never fully disbursed.
- Industry codes are assigned at approval (NAICS) and can be imprecise — a mobile detailer may be coded as a car wash, for example.
- Medians beat averages here: a few very large loans pull averages up. We show the median and the middle half (25th–75th percentile).
- No default rates. Most recent loans are still being repaid, so charge-off rates for these years would be misleading. We don't show them.
- Cancelled loans are excluded, and any group with fewer than 10 loans is hidden. We never publish borrower names.
- Lender counts aren't a quality rating. Big national lenders make many small loans; local lenders may know your market better. Talk to several, or use SBA Lender Match.