SBA 7(a) loans in Oklahoma
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data [source] · File as of September 30, 2026 · Loans approved in federal fiscal years 2024–2026 (Oct 2023 – Sept 2026) · Imported November 4, 2026
1,254loans approved
$263,250median loan
$104K–$708Kmiddle half of loans
$845.2Mtotal approved
10%median initial rate
10 yrsmedian term
The median Oklahoma loan is 50% larger than the national median of $175,000.
Loan sizes
Top industries
| Industry (NAICS) | Loans | Median |
|---|---|---|
| Full-Service Restaurants (722511) | 48 | $349,800 |
| Limited-Service Restaurants (722513) | 34 | $292,000 |
| Insurance Agencies and Brokerages (524210) | 32 | $263,000 |
| Hotels (except Casino Hotels) and Motels (721110) | 31 | $3,400,000 |
| Fitness and Recreational Sports Centers (713940) | 30 | $241,850 |
| Child Day Care Services (624410) | 29 | $365,600 |
| Electrical Contractors and Other Wiring Installation Contractors (238210) | 27 | $250,000 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 26 | $150,000 |
| All Other Specialty Trade Contractors (238990) | 24 | $150,000 |
| Gasoline Stations with Convenience Stores (457110) | 23 | $1,151,000 |
Most active lenders in Oklahoma
| Lender | Loans | Median | Total |
|---|---|---|---|
| Bancfirst | 224 | $150,000 | $95.6M |
| Live Oak Banking Company | 61 | $415,000 | $74.5M |
| Arvest Bank | 60 | $136,750 | $21.4M |
| The Huntington National Bank | 48 | $285,000 | $22.4M |
| Readycap Lending, LLC | 44 | $64,500 | $15.5M |
| Newtek Bank, National Association | 43 | $150,000 | $11.8M |
| Northeast Bank | 43 | $150,000 | $7.6M |
| First Oklahoma Bank | 36 | $950,000 | $54.7M |
| Great Plains National Bank | 35 | $202,900 | $11.8M |
| First Pryority Bank | 30 | $360,500 | $29.6M |
SBA 504 loans in Oklahoma
504 loans finance real estate and major equipment through a Certified Development Company (CDC). Approved FY2024–FY2026, file as of September 30, 2026 [source].
79504 loans approved
$715,000median CDC portion
$80.0Mtotal CDC portion
What these 504 amounts cover: only the SBA-backed CDC portion of each project (typically up to 40%). A bank first loan and the borrower's down payment make up the rest, so total project costs are larger.
Most active CDCs in Oklahoma
| Lender | Loans | Median | Total |
|---|---|---|---|
| Rural Enterprises of Oklahoma, INC. | 33 | $759,000 | $40.8M |
| Small Business Capital Corporation | 18 | $458,500 | $12.4M |
| Tulsa Economic Development Corporation | 16 | $516,500 | $14.0M |
| Metro Area Development Corporation | 11 | $890,000 | $11.4M |
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What this data does — and doesn't — tell you
- Approvals, not applications. These are loans SBA approved. The data has no denials, so it cannot tell you your odds of approval.
- Loan size is not startup cost. 7(a) loans also pay for buying existing businesses, real estate, equipment, refinancing and working capital.
- Gross approval amount. Figures are the full approved loan, including the part SBA does not guarantee. Some approved loans are later reduced or never fully disbursed.
- Industry codes are assigned at approval (NAICS) and can be imprecise — a mobile detailer may be coded as a car wash, for example.
- Medians beat averages here: a few very large loans pull averages up. We show the median and the middle half (25th–75th percentile).
- No default rates. Most recent loans are still being repaid, so charge-off rates for these years would be misleading. We don't show them.
- Cancelled loans are excluded, and any group with fewer than 10 loans is hidden. We never publish borrower names.
- Lender counts aren't a quality rating. Big national lenders make many small loans; local lenders may know your market better. Talk to several, or use SBA Lender Match.