SBA 7(a) loans in New Hampshire
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data [source] · File as of September 30, 2026 · Loans approved in federal fiscal years 2024–2026 (Oct 2023 – Sept 2026) · Imported November 4, 2026
1,497loans approved
$94,600median loan
$40K–$225Kmiddle half of loans
$441.0Mtotal approved
10%median initial rate
10 yrsmedian term
The median New Hampshire loan is 46% smaller than the national median of $175,000.
Loan sizes
Top industries
| Industry (NAICS) | Loans | Median |
|---|---|---|
| Landscaping Services (561730) | 77 | $60,000 |
| Full-Service Restaurants (722511) | 65 | $105,000 |
| Residential Remodelers (236118) | 60 | $62,500 |
| Limited-Service Restaurants (722513) | 43 | $100,000 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 40 | $97,500 |
| Electrical Contractors and Other Wiring Installation Contractors (238210) | 39 | $76,400 |
| General Automotive Repair (811111) | 36 | $55,000 |
| Site Preparation Contractors (238910) | 36 | $65,250 |
| Other Personal Care Services (812199) | 21 | $73,200 |
| Janitorial Services (561720) | 21 | $70,200 |
Most active lenders in New Hampshire
| Lender | Loans | Median | Total |
|---|---|---|---|
| TD Bank, National Association | 374 | $50,000 | $46.7M |
| Manufacturers and Traders Trust Company | 139 | $54,000 | $16.7M |
| Meredith Village Savings Bank | 105 | $55,000 | $13.5M |
| Eastern Bank | 68 | $100,000 | $9.7M |
| Merrimack County Savings Bank | 60 | $85,000 | $11.7M |
| Rockland Trust Company | 50 | $155,000 | $19.7M |
| St. Mary's Bank | 47 | $125,000 | $11.8M |
| Camden National Bank | 45 | $45,000 | $3.6M |
| Bangor Savings Bank | 37 | $150,000 | $8.3M |
| Live Oak Banking Company | 35 | $500,000 | $46.2M |
SBA 504 loans in New Hampshire
504 loans finance real estate and major equipment through a Certified Development Company (CDC). Approved FY2024–FY2026, file as of September 30, 2026 [source].
196504 loans approved
$346,500median CDC portion
$114.8Mtotal CDC portion
What these 504 amounts cover: only the SBA-backed CDC portion of each project (typically up to 40%). A bank first loan and the borrower's down payment make up the rest, so total project costs are larger.
Most active CDCs in New Hampshire
| Lender | Loans | Median | Total |
|---|---|---|---|
| Granite State Economic Development Corporation | 132 | $313,500 | $58.0M |
| Bay Colony Development Corporation | 33 | $372,000 | $29.8M |
| Capital Regional Development Council | 23 | $516,000 | $22.9M |
Starting a business in New Hampshire? See how to register your business.
What this data does — and doesn't — tell you
- Approvals, not applications. These are loans SBA approved. The data has no denials, so it cannot tell you your odds of approval.
- Loan size is not startup cost. 7(a) loans also pay for buying existing businesses, real estate, equipment, refinancing and working capital.
- Gross approval amount. Figures are the full approved loan, including the part SBA does not guarantee. Some approved loans are later reduced or never fully disbursed.
- Industry codes are assigned at approval (NAICS) and can be imprecise — a mobile detailer may be coded as a car wash, for example.
- Medians beat averages here: a few very large loans pull averages up. We show the median and the middle half (25th–75th percentile).
- No default rates. Most recent loans are still being repaid, so charge-off rates for these years would be misleading. We don't show them.
- Cancelled loans are excluded, and any group with fewer than 10 loans is hidden. We never publish borrower names.
- Lender counts aren't a quality rating. Big national lenders make many small loans; local lenders may know your market better. Talk to several, or use SBA Lender Match.