SBA 7(a) loans in Nevada
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data [source] · File as of September 30, 2026 · Loans approved in federal fiscal years 2024–2026 (Oct 2023 – Sept 2026) · Imported November 4, 2026
1,908loans approved
$191,500median loan
$50K–$500Kmiddle half of loans
$967.3Mtotal approved
10%median initial rate
10 yrsmedian term
The median Nevada loan is 9% larger than the national median of $175,000.
Loan sizes
Top industries
| Industry (NAICS) | Loans | Median |
|---|---|---|
| Full-Service Restaurants (722511) | 98 | $350,000 |
| Limited-Service Restaurants (722513) | 67 | $350,000 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 45 | $150,000 |
| Other Personal Care Services (812199) | 37 | $300,000 |
| General Automotive Repair (811111) | 34 | $367,850 |
| Snack and Nonalcoholic Beverage Bars (722515) | 33 | $375,000 |
| Fitness and Recreational Sports Centers (713940) | 32 | $176,750 |
| Janitorial Services (561720) | 31 | $117,000 |
| Electrical Contractors and Other Wiring Installation Contractors (238210) | 29 | $106,400 |
| Offices of Physicians (except Mental Health Specialists) (621111) | 29 | $465,800 |
Most active lenders in Nevada
| Lender | Loans | Median | Total |
|---|---|---|---|
| U.S. Bank, National Association | 317 | $50,000 | $50.1M |
| Zions Bancorporation, National Association | 266 | $117,000 | $74.0M |
| Wells Fargo Bank National Association | 131 | $15,000 | $56.0M |
| Newtek Bank, National Association | 117 | $250,000 | $44.5M |
| Northeast Bank | 84 | $73,950 | $12.1M |
| Readycap Lending, LLC | 76 | $77,000 | $26.9M |
| The Huntington National Bank | 66 | $297,500 | $25.3M |
| America First Federal Credit Union | 64 | $690,400 | $64.2M |
| Live Oak Banking Company | 63 | $500,000 | $70.6M |
| JPMorgan Chase Bank, National Association | 52 | $200,000 | $12.4M |
SBA 504 loans in Nevada
504 loans finance real estate and major equipment through a Certified Development Company (CDC). Approved FY2024–FY2026, file as of September 30, 2026 [source].
285504 loans approved
$852,000median CDC portion
$344.9Mtotal CDC portion
What these 504 amounts cover: only the SBA-backed CDC portion of each project (typically up to 40%). A bank first loan and the borrower's down payment make up the rest, so total project costs are larger.
Most active CDCs in Nevada
| Lender | Loans | Median | Total |
|---|---|---|---|
| Nevada State Development Corporation | 125 | $748,000 | $125.5M |
| The Mortgage Capital Development Corporation | 88 | $864,500 | $122.6M |
| California Statewide Certified Development Corporation | 52 | $911,000 | $65.8M |
| Mountain West Small Business Finance | 10 | $1,416,000 | $16.4M |
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What this data does — and doesn't — tell you
- Approvals, not applications. These are loans SBA approved. The data has no denials, so it cannot tell you your odds of approval.
- Loan size is not startup cost. 7(a) loans also pay for buying existing businesses, real estate, equipment, refinancing and working capital.
- Gross approval amount. Figures are the full approved loan, including the part SBA does not guarantee. Some approved loans are later reduced or never fully disbursed.
- Industry codes are assigned at approval (NAICS) and can be imprecise — a mobile detailer may be coded as a car wash, for example.
- Medians beat averages here: a few very large loans pull averages up. We show the median and the middle half (25th–75th percentile).
- No default rates. Most recent loans are still being repaid, so charge-off rates for these years would be misleading. We don't show them.
- Cancelled loans are excluded, and any group with fewer than 10 loans is hidden. We never publish borrower names.
- Lender counts aren't a quality rating. Big national lenders make many small loans; local lenders may know your market better. Talk to several, or use SBA Lender Match.