SBA 7(a) loans in Nebraska
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data [source] · File as of September 30, 2026 · Loans approved in federal fiscal years 2024–2026 (Oct 2023 – Sept 2026) · Imported November 4, 2026
863loans approved
$195,000median loan
$75K–$500Kmiddle half of loans
$422.8Mtotal approved
9%median initial rate
10 yrsmedian term
The median Nebraska loan is 11% larger than the national median of $175,000.
Loan sizes
Top industries
| Industry (NAICS) | Loans | Median |
|---|---|---|
| Full-Service Restaurants (722511) | 38 | $132,500 |
| All Other Specialty Trade Contractors (238990) | 29 | $225,000 |
| Limited-Service Restaurants (722513) | 24 | $501,750 |
| Fitness and Recreational Sports Centers (713940) | 23 | $121,500 |
| Residential Remodelers (236118) | 22 | $130,250 |
| Landscaping Services (561730) | 20 | $187,500 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 20 | $330,000 |
| Child Day Care Services (624410) | 17 | $250,000 |
| Beauty Salons (812112) | 17 | $150,000 |
| General Automotive Repair (811111) | 15 | $231,300 |
Most active lenders in Nebraska
| Lender | Loans | Median | Total |
|---|---|---|---|
| Union Bank and Trust Company | 175 | $200,000 | $65.7M |
| U.S. Bank, National Association | 57 | $30,000 | $5.0M |
| First State Bank Nebraska | 46 | $173,400 | $17.4M |
| Emprise Bank | 38 | $362,100 | $22.4M |
| The Huntington National Bank | 37 | $215,000 | $16.7M |
| Associated Bank National Association | 32 | $246,000 | $15.2M |
| Readycap Lending, LLC | 30 | $50,000 | $11.4M |
| Wells Fargo Bank National Association | 21 | $25,000 | $9.5M |
| Bayfirst National Bank | 21 | $150,000 | $2.7M |
| Northeast Bank | 21 | $146,400 | $3.6M |
SBA 504 loans in Nebraska
504 loans finance real estate and major equipment through a Certified Development Company (CDC). Approved FY2024–FY2026, file as of September 30, 2026 [source].
77504 loans approved
$847,000median CDC portion
$98.6Mtotal CDC portion
What these 504 amounts cover: only the SBA-backed CDC portion of each project (typically up to 40%). A bank first loan and the borrower's down payment make up the rest, so total project costs are larger.
Most active CDCs in Nebraska
| Lender | Loans | Median | Total |
|---|---|---|---|
| Nebraska Economic Development Corporation | 73 | $820,000 | $94.1M |
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What this data does — and doesn't — tell you
- Approvals, not applications. These are loans SBA approved. The data has no denials, so it cannot tell you your odds of approval.
- Loan size is not startup cost. 7(a) loans also pay for buying existing businesses, real estate, equipment, refinancing and working capital.
- Gross approval amount. Figures are the full approved loan, including the part SBA does not guarantee. Some approved loans are later reduced or never fully disbursed.
- Industry codes are assigned at approval (NAICS) and can be imprecise — a mobile detailer may be coded as a car wash, for example.
- Medians beat averages here: a few very large loans pull averages up. We show the median and the middle half (25th–75th percentile).
- No default rates. Most recent loans are still being repaid, so charge-off rates for these years would be misleading. We don't show them.
- Cancelled loans are excluded, and any group with fewer than 10 loans is hidden. We never publish borrower names.
- Lender counts aren't a quality rating. Big national lenders make many small loans; local lenders may know your market better. Talk to several, or use SBA Lender Match.