SBA 7(a) loans in District of Columbia
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data [source] · File as of September 30, 2026 · Loans approved in federal fiscal years 2024–2026 (Oct 2023 – Sept 2026) · Imported November 4, 2026
400loans approved
$201,000median loan
$74K–$500Kmiddle half of loans
$197.1Mtotal approved
11%median initial rate
10 yrsmedian term
The median District of Columbia loan is 15% larger than the national median of $175,000.
Loan sizes
Top industries
| Industry (NAICS) | Loans | Median |
|---|---|---|
| Full-Service Restaurants (722511) | 32 | $300,000 |
| Beer, Wine, and Liquor Retailers (445320) | 25 | $600,000 |
| Limited-Service Restaurants (722513) | 18 | $227,500 |
| Administrative Management and General Management Consulting Services (541611) | 17 | $250,000 |
| Child Day Care Services (624410) | 13 | $102,700 |
| Convenience Retailers (445131) | 11 | $60,000 |
| Drinking Places (Alcoholic Beverages) (722410) | 11 | $300,000 |
Most active lenders in District of Columbia
| Lender | Loans | Median | Total |
|---|---|---|---|
| Manufacturers and Traders Trust Company | 91 | $65,000 | $10.9M |
| TD Bank, National Association | 29 | $50,000 | $11.8M |
| Newtek Bank, National Association | 27 | $350,000 | $11.0M |
| Readycap Lending, LLC | 25 | $130,000 | $11.2M |
| The Huntington National Bank | 23 | $350,000 | $10.2M |
| Hanmi Bank | 13 | $967,000 | $12.3M |
SBA 504 loans in District of Columbia
504 loans finance real estate and major equipment through a Certified Development Company (CDC). Approved FY2024–FY2026, file as of September 30, 2026 [source].
16504 loans approved
$1,186,000median CDC portion
$18.5Mtotal CDC portion
What these 504 amounts cover: only the SBA-backed CDC portion of each project (typically up to 40%). A bank first loan and the borrower's down payment make up the rest, so total project costs are larger.
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What this data does — and doesn't — tell you
- Approvals, not applications. These are loans SBA approved. The data has no denials, so it cannot tell you your odds of approval.
- Loan size is not startup cost. 7(a) loans also pay for buying existing businesses, real estate, equipment, refinancing and working capital.
- Gross approval amount. Figures are the full approved loan, including the part SBA does not guarantee. Some approved loans are later reduced or never fully disbursed.
- Industry codes are assigned at approval (NAICS) and can be imprecise — a mobile detailer may be coded as a car wash, for example.
- Medians beat averages here: a few very large loans pull averages up. We show the median and the middle half (25th–75th percentile).
- No default rates. Most recent loans are still being repaid, so charge-off rates for these years would be misleading. We don't show them.
- Cancelled loans are excluded, and any group with fewer than 10 loans is hidden. We never publish borrower names.
- Lender counts aren't a quality rating. Big national lenders make many small loans; local lenders may know your market better. Talk to several, or use SBA Lender Match.