SBA 7(a) loans in Colorado
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data [source] · File as of September 30, 2026 · Loans approved in federal fiscal years 2024–2026 (Oct 2023 – Sept 2026) · Imported November 4, 2026
4,808loans approved
$249,150median loan
$80K–$629Kmiddle half of loans
$2.7Btotal approved
10%median initial rate
10 yrsmedian term
The median Colorado loan is 42% larger than the national median of $175,000.
Loan sizes
Top industries
| Industry (NAICS) | Loans | Median |
|---|---|---|
| Full-Service Restaurants (722511) | 229 | $335,800 |
| Beer, Wine, and Liquor Retailers (445320) | 203 | $610,000 |
| Limited-Service Restaurants (722513) | 128 | $350,500 |
| Residential Remodelers (236118) | 115 | $127,000 |
| Fitness and Recreational Sports Centers (713940) | 114 | $298,950 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 113 | $250,000 |
| All Other Specialty Trade Contractors (238990) | 96 | $340,750 |
| Beauty Salons (812112) | 89 | $102,500 |
| Electrical Contractors and Other Wiring Installation Contractors (238210) | 82 | $225,000 |
| General Automotive Repair (811111) | 75 | $250,000 |
Most active lenders in Colorado
| Lender | Loans | Median | Total |
|---|---|---|---|
| The Huntington National Bank | 676 | $150,000 | $231.9M |
| U.S. Bank, National Association | 443 | $40,000 | $99.0M |
| Live Oak Banking Company | 249 | $500,000 | $272.7M |
| Newtek Bank, National Association | 218 | $225,000 | $84.0M |
| Zions Bancorporation, National Association | 206 | $100,000 | $46.1M |
| Readycap Lending, LLC | 182 | $90,000 | $59.7M |
| Wells Fargo Bank National Association | 178 | $30,000 | $70.4M |
| JPMorgan Chase Bank, National Association | 173 | $249,000 | $63.7M |
| Northeast Bank | 153 | $125,000 | $25.5M |
| Keybank National Association | 140 | $50,000 | $49.1M |
SBA 504 loans in Colorado
504 loans finance real estate and major equipment through a Certified Development Company (CDC). Approved FY2024–FY2026, file as of September 30, 2026 [source].
462504 loans approved
$617,000median CDC portion
$470.5Mtotal CDC portion
What these 504 amounts cover: only the SBA-backed CDC portion of each project (typically up to 40%). A bank first loan and the borrower's down payment make up the rest, so total project costs are larger.
Most active CDCs in Colorado
| Lender | Loans | Median | Total |
|---|---|---|---|
| B:Side Capital | 275 | $556,000 | $248.9M |
| Mountain West Small Business Finance | 105 | $961,000 | $147.5M |
| Pikes Peak Regional Development Corporation | 36 | $456,000 | $24.4M |
| Preferred Lending Partners | 30 | $672,000 | $27.4M |
| Community Economic Development Company of Colorado | 10 | $1,213,500 | $13.7M |
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What this data does — and doesn't — tell you
- Approvals, not applications. These are loans SBA approved. The data has no denials, so it cannot tell you your odds of approval.
- Loan size is not startup cost. 7(a) loans also pay for buying existing businesses, real estate, equipment, refinancing and working capital.
- Gross approval amount. Figures are the full approved loan, including the part SBA does not guarantee. Some approved loans are later reduced or never fully disbursed.
- Industry codes are assigned at approval (NAICS) and can be imprecise — a mobile detailer may be coded as a car wash, for example.
- Medians beat averages here: a few very large loans pull averages up. We show the median and the middle half (25th–75th percentile).
- No default rates. Most recent loans are still being repaid, so charge-off rates for these years would be misleading. We don't show them.
- Cancelled loans are excluded, and any group with fewer than 10 loans is hidden. We never publish borrower names.
- Lender counts aren't a quality rating. Big national lenders make many small loans; local lenders may know your market better. Talk to several, or use SBA Lender Match.