Franchise brands with the most SBA loans
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data [source] · File as of September 30, 2026 · Loans approved in federal fiscal years 2024–2026 (Oct 2023 – Sept 2026) · Imported November 4, 2026
Loan counts show where SBA lending went, not how well franchisees perform. Before buying, read the brand's Franchise Disclosure Document — especially Item 7 (investment), Item 19 (financial performance) and Item 20 (outlet openings and closures). Then compare brands with our franchise comparison calculator.
| The UPS Store | 421 | $355,000 |
| Hotworx | 197 | $485,100 |
| The Back Nine | 170 | $369,250 |
| Naturals2go | 145 | $150,000 |
| Gameday Men's Health/Gameday | 132 | $257,750 |
| Subway | 120 | $225,500 |
| Domino's Pizza | 118 | $620,000 |
| Anytime Fitness | 116 | $657,250 |
| Quality Inn, Quality Inn & Suites | 115 | $2,950,000 |
| Tropical Smoothie Cafe | 112 | $531,750 |
| The Goddard School | 110 | $1,404,400 |
| Bricks & Minifigs | 109 | $231,000 |
| Scooter's Coffee | 106 | $1,261,100 |
| The Learning Experience | 106 | $500,000 |
| Woof Gang Bakery and Grooming | 100 | $322,750 |
| Alloy Personal Traning | 98 | $342,500 |
| Days Inn / Days Inn By Wyndham | 94 | $2,478,400 |
| Super 8 By Wyndhan / Super 8 | 93 | $1,958,000 |
| D1 Training | 93 | $616,800 |
| Paris Baguette | 90 | $1,389,500 |
| Ace Hardware | 86 | $709,000 |
| Cold Stone Creamery | 84 | $462,100 |
| Jersey Mike’S Subs; Jersey Mike’S | 82 | $612,300 |
| The Little Gym | 82 | $496,700 |
| Kiddie Academy | 81 | $821,000 |
| Primrose Schools | 78 | $678,500 |
| Scenthound | 76 | $411,000 |
| Best Western - Best Western Plus - Best Western Premier- Executive Residency By Best Western- @Home By Best Western - Glo - Aiden - Membership Agreement | 76 | $3,385,000 |
| Teriyaki Madness | 73 | $656,000 |
| Bodybar Pilates | 70 | $500,000 |
| Servpro | 68 | $538,550 |
| Pirtek | 67 | $459,000 |
| Sam The Concrete Man | 66 | $150,000 |
| Voda Cleaning & Restoration | 66 | $253,500 |
| Marco's Pizza | 65 | $472,000 |
| Fastsigns | 64 | $350,000 |
| Budget Blinds | 63 | $352,800 |
| Smoothie King | 63 | $482,500 |
| Aire Serv | 62 | $275,000 |
| Floor Coverings International | 62 | $241,250 |
| Jimmy John's | 62 | $500,000 |
| Jetset Pilates | 62 | $761,050 |
| Biggby Coffee | 60 | $395,650 |
| Success On The Spectrum | 60 | $432,500 |
| Crumbl | 59 | $669,000 |
| Comfort Inn, Comfort Inn & Suites & Comfort Suites | 58 | $4,522,000 |
| Senior Helpers | 58 | $187,500 |
| Nothing Bundt Cakes | 57 | $675,000 |
| Restopros | 57 | $223,500 |
| Home Instead | 56 | $500,000 |
What this data does — and doesn't — tell you
- Approvals, not applications. These are loans SBA approved. The data has no denials, so it cannot tell you your odds of approval.
- Loan size is not startup cost. 7(a) loans also pay for buying existing businesses, real estate, equipment, refinancing and working capital.
- Gross approval amount. Figures are the full approved loan, including the part SBA does not guarantee. Some approved loans are later reduced or never fully disbursed.
- Industry codes are assigned at approval (NAICS) and can be imprecise — a mobile detailer may be coded as a car wash, for example.
- Medians beat averages here: a few very large loans pull averages up. We show the median and the middle half (25th–75th percentile).
- No default rates. Most recent loans are still being repaid, so charge-off rates for these years would be misleading. We don't show them.
- Cancelled loans are excluded, and any group with fewer than 10 loans is hidden. We never publish borrower names.
- Lender counts aren't a quality rating. Big national lenders make many small loans; local lenders may know your market better. Talk to several, or use SBA Lender Match.